Combatting Clutter

For years, I’ve been fighting a battle with stuff.

To me, there are two types of stuff. On a basic level, all of the things you own make up the stuff in your life. But you need some of these things. You need bedding and toiletries and dishes and cleaning supplies. The battle I’ve been fighting is with the stuff beyond the basics — all of the toys and gadgets and souvenirs and decorations and miscellaneous possessions that fill up my space and life. This is the stuff that’s been driving me crazy.

I first realized I had a problem with stuff when I began to travel about five years ago. I’m a light packer. When I travel, I take little with me. I’m able to survive with what I can lug around in a single carry-on suitcase. Living with only few things for several weeks can be liberating, and when I return home I’m often overwhelmed by the sheer volume of things I own.

In recent years, I’ve slowly been shedding my stuff. I’ve purged thousands of books. I’ve donated much of my wardrobe to charity. When Kris and I divorced, I intentionally took as little as possible with me.

All the same, my recent move to a new place reinforced that I still have a lot of stuff. Maybe not as much as most people, but more than I want. I have boxes of books and comics. I have stacks of CDs and DVDs. And I still have too many wires and gadgets. So, as I’ve unpacked over the past three weeks, I’ve done my best to thin things as I go.

But I need some stuff. And there’s other stuff that I want. Kim and I have been drafting an ongoing list of stuff I ought to acquire in order to make this place more livable. Here’s the real-life, honest-to-goodness list of stuff I want right now:

  • wireless speakers for the television
  • a candle snuffer
  • a wine rack
  • a drink muddler
  • a larger cocktail shaker
  • a citrus juicer
  • a mop and a bucket
  • a fire extinguisher
  • a floor lamp

Now obviously some of this stuff is useful and important. Without a mop and a bucket, my floors are going to get filthy. But a candle snuffer? Is that a needful thing? Or is it really, truly just stuff? Where do I draw the line?

I don’t yet know where to draw the line, but I’m beginning to get an idea.

Just the other day, for the first time in my adult life, every room in my house was clean and tidy. All of my stuff was put away. It felt awesome. My physical environment was free of clutter, and that made it so that my mental environment was free of clutter. It helped to reduce the underlying level of anxiety that I’ve come to realize is always present in my life.

I’ve decided that one of my goals will be to maintain this sense of inner calm by being certain that my home always has an outer calm. I want things to be neat and tidy. But in order to accomplish this, I can only have so much stuff. It can’t be pouring out of the closets and cupboards, overflowing onto desks and counters and tables and chairs.

I’ve also re-committed to pursuing quality. While sorting through the things I own, I realized that I have a lot of cheap crap (purchased in an effort to be “frugal”). Sometimes cheap crap is good. If I’m not going to use an item much, there’s no sense paying top dollar for it. However, for the things I use often, it makes sense for me to take the time to find the best solution, to pay a little more to get the best experience.

In short, I want to own fewer things, but I want the things I own to be of better quality.

I suspect I’ll be waging this war on stuff until the day I die. I don’t know of many people who ever win it. (The few I do know who seem to have won the war on stuff have done so through drastic measures. Tammy and Logan, for instance, won the war by moving into a tiny house. I applaud their victory, but that’s not something I’m willing to do for myself.)

I’m curious: How many of you feel like you’re fighting a war on stuff? How many of you are constantly wrestling with physical (and mental) clutter? What techniques have you found to help you fight the battle? What does not work? And do any of you feel like you’ve actually achieved a lasting victory?

Home Sweet Home

Moving always takes more out of me than I think it will. It takes more time and more energy than I budget for the experience.

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Packed and ready to go…

Ten days ago, I received the keys for my condo. Since then, my life has been a whirlwind of activity. The morning after I got the keys, I recruited help to move my stuff from my apartment to my new home. Friends like Adam Baker and Becca Borawski did an awesome job of hauling heavy boxes (full of books) and heavy furniture down four floors and then up four floors. I’d only planned on five hours for the move but it took eight. (And I didn’t get everything done that I’d planned.)

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Becca, Baker, and Kim helping with the move…

Kim — who was fantastic at filling in the gaps during Saturday’s move — then helped me unpack boxes on Sunday. We also took a trip to Ikea to pick up a few pieces of furniture. By the end of the weekend, we had a functional kitchen and living room, plus a mattress on the floor of the bedroom.

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The first week in the new place felt a little bit like being in college again…

All last week, I worked on the condo. I continued to unpack boxes. Friends helped me pick up odd pieces of furniture here and there. On Tuesday night, my cousin Nick helped me move and install a washer and dryer. Almost. The dryer turned out to be more of a challenge than we’d anticipated. In fact, it’s still not completely functional (though I hope it’ll be usable by the end of today).

As Monday turned to Tuesday turned to Wednesday turned to Thursday, I raced to have my place clean and ready for a romantic Valentine’s dinner. Fortunately, Kim’s expectations were low. She wanted something simple, and that’s what she got. I ran out of time to have everything ready, so we ate our steak and salad at the bar.

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The living room is now mostly finished…

Over the weekend, Kim continued to help me unpack boxes and put together furniture. Now here it is on Monday morning, and I’m still not completely moved in. The kitchen, living room, master bedroom, and master bedroom are finished, which is comforting. But the laundry room still doesn’t work (and I’m running out of clean clothes), the office isn’t complete (I need to print some stuff but can’t find my spare toner cartridge), and the back bedroom is filled with boxes of books. Plus, I still have a bunch of stuff at Kris’s place that I need to move.

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The bedroom in a usable state. Still need to decorate, though.

I’m content, though. Even though things are still in disarray, my new condo feels like home. I love the condo itself, and I love the location. I’ve already hosted more people here in one week than I did during a year of living in the apartment.

On Friday morning, Kim and I strolled in the sunshine down the multi-use trail that’s right outside my door. We walked to the wildlife sanctuary, then up the hill to the next neighborhood over. We stopped at the grocery store and the hardware store. She stopped to pick up lunch at the Thai place. We talked about our plans for the future.

Living here is going to be fun!

House Hunting, part two: Finding a Place

It’s going to be an exciting and busy week for me.

Several weeks ago, I mentioned that I was looking to buy a new place to live. After a year of living in an apartment, I had a good idea of the place I wanted to find. Plus, the Portland real estate market seemed to have hit bottom — and had even begun to climb.

Throughout the fall, I worked with my real-estate agent, Andi (a former Get Rich Slowly reader). While she and I focused on finding a property that appealed to me, I struggled to find financing. Because interest rates were so low, I wanted to obtain a mortgage.

Ultimately, I gave up the idea of financing a home purchase. Despite the fact that I had ample cash in savings, no bank would give me a loan. I didn’t have enough income to qualify. If I wanted to buy, I’d have to pay cash. It took some time, but eventually I realized I was willing to do so.

Feels Like Home

During my first three months of house hunting, I’d seen one place that really appealed to me (but it sold in 24 hours, and while I was on the road), and had failed to find financing. It was frustrating.

After Christmas break, Kim and I spent a Sunday with Andi looking at condos in northwest Portland. The following week, Andi and I found a few more to explore. There were a couple I liked, but I didn’t fall in love with anything.

On my last day in Houston, I woke to find a listing I liked: a condo in a building where I’d already seen one unit. The first unit had appealed to me, but Andi and Kim both noted that it was directly underneath one of Portland’s major bridges, a bridge currently undergoing construction — and scheduled to be under construction for the next two years. “That’d be a deal-breaker if I were buying the place,” Kim said.

Sellwood Bridge construction

The new place was on the opposite side of the building. Plus, it was on the top floor. Plus, it was a little bigger. “I like this condo,” I told my host in Houston. “I’ll have to look at it when I get back to Portland.”

The real issue was that I’d mentally decided that I was only willing to spend $300,000. When I thought I could get financing, my budget was $400,000, but because I’d have to pay in cash, I’d mentally adjusted my price range. The new place was listed for $329,000. I decided to take a look anyhow.

The condo felt right almost immediately. Though staged in a plain and simple manner, it felt like home. I loved the view of downtown Portland (distant though it was) and the view of the river. I liked the layout. I liked certain features in the kitchen and bathroom. Most of all, there was something about the energy of the place that just felt right to me. “Let’s make an offer,” I told Andi.

Making an Offer

We spent a day trying to decide on a figure. I felt like $329,000 was a little too high. Plus, I’m a frugal fellow. We decided to submit a purchase price of $310,000.

As we were drafting our offer, we got word that somebody else was making a bid. “Crap,” I said. “What do we do?”

“That’s up to you,” Andi told me. “But in a competitive situation, you don’t want to be seen as lowballing.” In the end, we offered $325,000.

Our offer was refused.

Andi called me back with the news. “The sellers want ‘best and final’ offers by noon tomorrow,” she said.

“What does that mean?” I asked.

“It means they have at least two of you bidding on the place. Maybe more. And they want you to give them their best price now.”

I spent that evening doing a ton of research.

  • How much did other units in the building sell for?
  • What about other properties in the neighborhood?
  • What were prices like for other condos in other parts of Portland?
  • What could $325,000 buy me in a nice part of town? A lousy part of town?
  • What about $350,000?

I called Kim and talked things out with her. I also called my friend Mike, who owns investment properties in town, and asked his opinion. Then I sat down and worked out numbers. How much was I willing to pay for this place? What sort of difference did it make that I was paying cash instead of financing? (When you pay cash for a property, you’re essentially shifting your investment from one asset class to another. That’s a very important distinction.)

Ultimately, I decided I was willing to pay $342,000, so that’s what I offered.

My offer was accepted.

The living room of my condo unit

Failed Negotiations

From there, things got a little interesting. The home inspection was mostly glowing. We did not perform an appraisal because the sellers balked at that requirement when we submitted the offer. After we’d combed through the reports and documents, we found a handful of things that bugged us. (Plus, we were cranky about some sleight-of-hand regarding a storage unit.)

As the deadline for my decision approached last week, we took everything we knew about the property into account and reduced our offer to $336,000. The sellers refused to budge. They exercised a “take it or leave it attitude”. I asked Andi what that meant.

“We believe it means that the other offer (or offers) the sellers received were very near your offer,” she told me. “They don’t care if you back out because they have a backup offer that’s just as good. In fact, I think it’s likely that the backup offer may have been better. In any event, it’s almost certainly at least $336,000.”

In true J.D. fashion, I agonized over what to do. I could afford $342,000 instead of $329,000. My research indicated that the condo was worth the higher price. Plus, there was at least one other offer that supported that valuation, as well. Still, it bugged me to have to pay a premium for the place.

In the end, I elected to stick to my guns. I loved the condo, and I especially loved the location. I agreed to pay the $342,000.

Closing the Deal

On Tuesday, I’ll sign the documents for the purchase of the condo. On Friday, I should take possession.

It’s all very exciting, but it’s also a little scary. After months of moving in slow motion, the final part of the process happened at warp speed. “You don’t seem that excited about your new place,” Kim told me last Thursday. I am excited, but I’m also overwhelmed. I don’t feel like I’ve had time to process everything. I’ve done a lot of second-guessing myself.

But I also realize that if this doesn’t work out, it’s not a $342,000 mistake. The money hasn’t evaporated. It’s simply been shifted from stocks (which seem to be high right now) to real estate (which seems to be low right now). If there’s any mistake here, it’s on the order of $5000 or $10,000, not $342,000. (That’s still a lot of money, but not an obscene amount.) Besides, I’m certain there’s another buyer out there who’s willing to pay $336,000 for the place, and that gives me comfort.

Brace Face

For years, I’ve wanted to get braces. But for years, I’ve been reluctant to do so.

In 2009, as I started doing more radio and television appearances for Get Rich Slowly, I began to grow self-conscious about my teeth. Actually, I’d been self-conscious about them for a while. Each of us has some part of body that bothers us (and sometimes more than one part); in my case, it was my teeth. (And my sensitive skin. I hate my sensitive skin.)

I asked my dentist about the possibility of getting braces. She agreed it’d be a good idea. We even went so far as to have impressions made for the orthodontist. But I never followed through. I decided I was just being vain.

Over the past three or four years, though, my teeth have continued to bother me. I’ve gone so far as to adopt a dorky toothless grin, especially for photos. (Actually, many people have noted that I don’t smile in photos. That’s for a couple of reasons, one of which is that I’m self-conscious about my teeth.)

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My dorky “smile without smiling” smile.

Last spring, I started dating a dental hygienist. She never said anything about my teeth, though, until last fall. She was cleaning my teeth when she pointed out that an orthodontist could fix my crossbite. The dentist she worked for agreed, and he urged me to see a local specialist. So I did.

For the past few weeks, I’ve been consulting with the orthodontist, talking with Kim, and weighing the decision. It’s true that my bite is messed up and that my teeth are mis-aligned, but the orthodontist says I’m not causing any damage. I could go on indefinitely like this if my teeth don’t move anymore. If.

During the decision-making process, I talked with my friend Matt. He recently got braces too, and he’s nearly as old as I am. It was this conversation more than anything else that made me comfortable committing to the process.

This is the bottom line: My teeth affect my confidence. Perhaps that’s sad, but it’s true. I want to be able to smile without inhibition. I want to feel good when meeting new people or appearing on television. I want my teeth to be as normal as possible.

So, on Tuesday I got braces.

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Newly installed braces on a 43-year-old man.

The orthodontist says I’ll have the braces for at least two years. I’m okay with that. So far, I haven’t had any pain. The real challenge has been learning to eat again. Eating with braces is very different than normal eating. Usually when we eat, we don’t even think about it. With the braces — at least for the first two days — I think about every bite. I’m conscious of where I’m chewing and how. And once I’m done eating? Hoo-boy! It’s quite a production to brush and rinse to make sure my mouth is clean.

And as always happens, now that I’m a 43-year-old man, lots of people are telling me their stories about having braces as an adult. Who knew it was so common?

Now if only I could fix this doggone sensitive skin. Shaving is hell!

Happy Holidays!

Happy Boxing Day, everyone. I know I’ve been quiet around here lately but, as usual, that means there’s been lots happening in Real Life.

For one, the holidays have taken much of my time, as I’m sure they’ve done with you. For another, I’ve taken on some extra writing gigs to bring in a little extra cash. (I always try to follow my own advice about the importance of making more money!) Plus, I’ve been working on next summer’s World Domination Summit. I’m responsible for the content at the conference this year, and I want to make sure I get it right.

For the past few days, though, I’ve been taking it easy. Last Friday, Kim and I left Portland for central Oregon, where we’ve rented a small house (from a Get Rich Slowly reader, no less). We’ve been relaxing completely while ignoring the rest of the world. (At this very moment, we’re both waking up to coffee on the couch while puttering around on the internet.) Friends are stopping in to visit now and then, but for the most part we’ve been sitting in the hot tub, riding the dogsleds, and playing in the snow.

Just another Christmas Eve dogsled ride with Kimmie
On Christmas Eve, Kim and I went dogsledding on a cold, bright afternoon.

While we’re here, I’m going to conduct my first-ever annual review. Every year, my friend Chris Guillebeau spends a week in reflection, looking at what went right with his year, and determining what might have gone better. He also sets goals for the coming year. I’ve never done anything this formal with my own end-of-year self-reflection, but I like the idea. I’m going to try it to see how I like it.

I’ll share the results of my annual review in a couple of days. For now, though, I’m going back to my books and my coffee. Happy holidays, my friends. May peace be with you.

My Introduction to Therapy

I had lunch with a friend today. Let’s call him Tom. Tom is a colleague. He makes his living from a website. In fact, his site is probably the most financially successful site I know. For years, it’s had an income of hundreds of thousands of dollars.

You might think that with his financial success, Tom would be ecstatic. And there’s no doubt he’s a happy man, grateful for his financial good fortune. All the same, his wealth hasn’t made him happy. In fact, it’s caused him a great deal of stress.

For one thing, he doesn’t feel like he deserves the money. What has he done that others haven’t that he should have such a high income? (Never mind that he gives away tons of money to friends and family — and strangers — every year. Never mind that he employs a small staff of folks when he doesn’t really have to.)

For another, he’s worried that the flow of money will cease. “I have plenty saved,” he told me. “My site has earned me five million dollars since I started it, and I’ve saved about twenty percent of that.” Still, he doesn’t feel like he’s saved enough. Plus, he’s worried about his lifestyle. Is he spending too much? What if the income from the site were to suddenly vanish?

There’s no doubt that Tom has First World problems. He’s the first to admit that it’s crazy to have so much money and still be stressed about his financial situation. But that doesn’t change the fact that he’s stressed. (Actually, lots of folks in his position tend to get anxious.)

“It’s gotten so bad that I’m seeking professional help,” Tom told me. “After lunch, I’m going to see a shrink for the first time. Can you believe it?”

“Actually, I can,” I said. “I just came from my own shrink. I’ve been seeing a psychologist for three weeks now.”

Impetus

I have a degree in psychology. For a long time, I thought I was going to be a counselor. That’s what I trained for throughout college. In high school, I played amateur shrink for all of my friends (boys and girls alike), and I thought it made sense to take this “talent” and turn it into a career.

I never did become a psychologist. Instead, I ended up selling boxes for the family business. And, eventually, I became a financial writer (who specializes in the psychology of money). But even today I sometimes dream of returning to grad school and becoming a professional counselor.

Given this, you might think I would have seen a therapist long ago. After all, one of the first rules of therapy is that the therapist herself should also have a therapist.

But no.

Like many people, I’ve always had a stigma against seeing a therapist. I thought it would mean admitting something was wrong with me.

That view began to change about a year ago. When I asked Kris for the divorce, she urged me to see a therapist. I told my friend Michael about this (among other things, Michael is a family counselor), and told him I was reluctant to go.

“You’re looking at it all wrong, J.D.,” he said.

“What do you mean?” I asked.

“You’re healthy now, aren’t you?” he asked. “You’re physically fit.”

I nodded.

“Well then why do you still need to go to the gym? Why keep taking Spanish lessons if you know Spanish? Why ever use any sort of coach when you know what you’re supposed to be doing? Well, a therapist is the same thing. Yes, a therapist can help fix things that are broken, but a good one can also keep you functioning at the top of your game. A therapist is like a personal trainer for your mind.”

I heard what Michael was saying, but it wasn’t enough. I still wasn’t ready to talk to a counselor.

Catalyst

About a month ago, I was talking with another friend. Let’s call her Antonia. We were catching up on our lives over dinner when she mentioned that she’d recently started seeing a therapist.

“What for?” I asked, not one to mince words.

“No reason really,” Antonia told me. “I’ve been thinking about some heavy things lately, and I just wanted to bounce them off an objective third party. I tried to see one at my HMO, but they wouldn’t take me on. They said there was nothing wrong with me, and to go away. Fine. I asked a friend, and he recommended his own therapist. So, I’ve been seeing her for a few weeks. It’s interesting.”

“How so?” I asked.

“Well, I tell my therapist about the things that are on my mind, and then she gives me homework. It sounds goofy, I know, but it’s really helped me clarify some stuff. It’s helped me let go of some things that I didn’t even know were holding me back.”

As the conversation moved on, I thought about this exchange. At the end of the evening, I asked Antonia for her therapist’s contact information. I set up an appointment for myself. Two weeks ago, I saw the therapist for the first time. I’ve been back twice more.

Therapist

I was half an hour late to my first appointment because I had the wrong address. Plus, I hadn’t filled out any of the paperwork I was supposed to have ready. Every other psych major reading those two sentences sees the same thing I do: My subconscious was doing its best to avoid the appointment. Crazy but true.

During that short first meeting, I gave the therapist some background on my life. I explained that for the past month, I’d been tense. Anxious. Stressed. I told her how much I hated uncertainty.

“Well, J.D.,” she said, “it sounds like you had a life full of certainty and you consciously gave that up. You’ve chosen uncertainty. You like some of what uncertainty brings, but you don’t like other parts. But you know what? You have to be okay with the unknowing. It’s part of the process of change and growth.”

Duh, right? And yet I hadn’t been able to see that. She gave me some breathing exercises and sent me on my way.

I was on time for my second appointment, and I had the paperwork I was meant to bring to the first. Plus, I brought a list of topics to discuss. Once again, we spent some time talking about my past and my present. And once again, my counselor connected the dots for me.

“It sounds like you have a tendency to overcommit,” she told me. “You take on too much. But more than that, you go big fast instead of taking it slow and steady. This can cause problems. It led to debt and being overweight. It can also cause problems in relationships, so be careful.”

“You’re right,” I said. “My attitude has always sort of been that if a little is good then a lot must be better. And it’s been tough for me to defer gratification.”

“Right,” she said. “You need to learn what my grandmother would have called temperance. Moderation. You need to learn finesse. You need to learn the importance of choice, of being selective. And remember: You don’t need to say every single thing you think.”

Duh, right? And yet I hadn’t been able to see these things, and I especially hadn’t tied them all to relationships. She gave me some things to practice during the week and sent me on my way. I spent the next three days deep in internal reflection.

Today, I didn’t need to give any additional background. My counselor asked me about my weekend. I told her about the things Kim and I had done, about how much I’d enjoyed just relaxing with her, being domestic. I also talked about how when I’m with Kim, I’m intentionally technology free. I put away the cell phone and the iPad and the computers, and I’m off-grid for 72 hours. It helps me stay present in the moment.

This led to a fascinating discussion of my memory. Why is it I can remember dates and names and the title of nearly every episode of “Star Trek: The Next Generation” — yet I can’t remember to turn off the bathroom light or shut the shower curtain?

My therapist told me that from what I’ve said and what she’s seen, I might have a mild case of ADHD. (This is no news to me. It’s also no news to you if you’re a long-time reader.) We talked about the other things I do that seem ADHD, and she told me some things I can do to fight them. I’ve noted, for instance, that I get more work done when I work in coffee shops. She said that’s probably because the external stimuli distract the part of my brain that wants to jump all over the place.

Duh, right? And yet I hadn’t been able to see some of this. We talked about some things I might want to work on, and she sent me on my way.

Futurist

My therapy may be short lived and have no huge practical application in my life. Or maybe it will change who I am. I’m not sure yet. And it doesn’t really matter.

I went because something felt wrong, and I wanted to figure out what. I still don’t know exactly what was bothering me. I do know that after just two weeks and three sessions, I’m much more relaxed about everything in my life. I’ve been practicing breathing. I’ve been practicing finesse. Now I’m going to practice being more present in the moment, turning off the ADHD.

I find it interesting that whenever I mention I’ve been seeing a therapist, the person I’m talking with always says something like, “Oh! What’s it like? I’ve been wanting to do that but don’t know where to begin.” Is this one of those things that happens when we turn forty? Is this like needing glasses? I don’t know. But I’m curious to see what other things therapy will teach me about myself.

House Hunting, part one: Setting the Stage

It’s been a year since Kris and I began the divorce process. For most of that time, I’ve been living alone in a 700-square-foot apartment in northeast Portland. It’s not a bad place, but it’s never felt like home. Plus, it’s noisy. It’s noisy from the neighbors (and their dogs!), but it’s also noisy from the traffic and from the donut shop outside my window.

This summer, I finally got the itch to move someplace more permanent. Mortgage rates were at all-time lows and I began to get the sense that the real-estate market in Portland might have bottomed out.

“I think I want to buy a condo,” I told Kim before I left for Turkey. During my last few days in town, I began to do some research. I found some places I liked, but prices still seemed pretty high, especially in downtown Portland.

While I was traveling, Kim did a little research of her own. “I think you might have missed the bottom,” she told me. “The market is really picking up.”

When I returned from Turkey, I met with a real estate agent (a Get Rich Slowly reader!) who confirmed what I’d already figured out. The real estate market in Portland had indeed bottomed out, and homes in the city were selling especially quickly. (One place that I really liked sold in just 24 hours. That’s just like at the start of the housing bubble!)

My real estate agent told me that there’s very strong demand in Portland itself, which has kept the prices inflated. But that also means that areas outside of Portland are cheaper because there’s less competition. Good ol’ supply and demand!

I met with my real-estate agent a month ago. We spent two hours talking about what I need in a home, and at the end of it all she seemed to have a pretty good feel for my lifestyle. “If we could find you a small little hobbit home somewhere with low maintenance, you’d be perfectly happy with that, wouldn’t you?” she asked. Yes, I would.

As I say, I met with her a month ago. I had hoped that now, a month later, I might be deep in my house hunt. Unfortunately, it hasn’t even started yet. I hit a snag.

You see, although I have enough money in the bank (or invested, actually) to purchase a home outright, I don’t actually have much of an income. As a result, I’m unable to qualify for a mortgage. Banks don’t care if you have the money in the bank to make the house payment; they want you to have the income to make a house payment. So, after a month of jumping through hoops, the conclusion I’ve come to is that I need to pay cash for a house or not buy at all.

That’s too bad. I had really hoped to take advantage of the low mortgage rates. It’s a perfect opportunity to exercise leverage — to borrow money at a low rate (my mortgage) and make money at a higher rate somewhere else (take your pick of any number of investments that ought to return more than 3% annually, including many dividend stocks).

I haven’t given up, though. I meet with my investment advisor on Monday to see if we can create some sort of income-like money stream. And in case that doesn’t work, I’m talking with Kris about getting my half of the equity out of our house. (We maintained joint ownership even after the divorce.) It’s possible that I could find enough cash to buy a modest place outright. I’m not sure that’s something I actually want to do…but it’s a possibility.

Meanwhile, I’m about to move to a month-to-month lease on this apartment, which isn’t something I really want to do. (It costs an extra $50 a month to do so.) But I feel like my living situation is in complete flux right now, so making firm decisions is tough. It’d be so much easier if the bank would just give me a mortgage!

Election Night

This morning, I drove half an hour from Portland to Canby to run a bunch of errands. I stopped by the family box factory to do some computer programming (paper prices have risen), had lunch with my accountant (who is also a close friend), and had my girlfriend clean my teeth (she’s a dental hygienist). I left the dental office at about 4:30 and was stuck in traffic for almost the entire drive.

“This sucks,” I thought, as I sat on the freeway with everyone else. “Plus, I’m hungry.” I hadn’t eaten much despite the fact that I’m supposed to be increasing weight.

“Maybe I’ll eat at Screen Door,” I thought. Screen Door is one of my favorite Portland restaurants. It features great southern food, including the best fried chicken I’ve ever had. Fried chicken has a lot of calories. And there’s lots of protein there, right? It seemed like a great way to get my daily dietary intake up to where it ought to be.

Screen Door is usually packed. Not tonight. Tonight, there were maybe five tables full, plus one fellow at the bar. Two fellows at the bar after I sat down.

“I don’t need a menu,” I told the bartender. “Just give me the fried chicken and a Rhett Butler.” A Rhett Butler is like an old fashioned, but with ginger puree. I pulled out my notebook and prepared to take notes on this month’s book group book, For Whom the Bell Tolls by Ernest Hemingway.

“What are you reading?” asked the fellow seated next to me at the bar.

“Hemingway,” I said.

“Can I see?” he said as he picked up the book. He leafed through the pages. “John Donne,” he said, noting the inscription at the front of the book. (“For whom the bell tolls…” is a quote from Donne’s famous mediation on death.)

Note: As some of you may know, I am a poetry geek. Always have been. One of my favorite poems is John Donne’s “A Valediction: Forbidding Mourning”. “Thy firmness makes my circle just, and makes me end, where I begun.” Great stuff.

“That’s very buddhist, you know,” my companion said, handing Hemingway back to me. “‘No man is an island’ and all that.”

“Is it?” I asked.

“Yes,” he said. “Nothing in the universe stands alone. Everything is connected. Everything can be broken down into something smaller. Everything arises from causes and conditions. All things that are born are subject to death.”

“Huh,” I said. “That’s interesting.”

“You know what,” my companion told me. “You ought to go online. Go to YouTube. Look up this guy Dzongsar Khyentse Ripnoche. Look for the videos where he answers questions.” I offered him my notebook and he wrote it down for me.

“You might also be interested in a couple of other books,” my new friend told me. “You should read Autobiography of a Yogi by Paramahansa Yogananda and On Becoming a Person, which is a great humanist book by Carl Rogers.”

“Wow,” I said. “My girlfriend really likes Paramahansa Yogananda. She says Autobiography of a Yoga was very influential for her. In fact, in my car I have a couple of his lectures on CD.”

“He’s the real deal,” my companion said as our dinners arrived. My fried chicken smelled delicious. He had ordered a cheeseburger, which I didn’t even know you could get at Screen Door. “He’s not a charlatan like a lot of those guys in the east. He’s a real avatar.”

As we ate, the guy next to me asked me a bit about my life, and I asked a bit about his. I told him that I make my living writing about money. He told me that he makes his by practicing naturopathic medicine. Or he used to anyhow.

“I was building my practice,” he told me, “and everything was going great. But then fate intervened. I got hit by a drunk driver. An eighteen-year-old kid t-boned my car and I lost everything to medical bankruptcy.”

“That sucks,” I said. “What a shitty thing to have happen.”

“Yeah,” he said. “It just reinforced how nothing is permanent. You can thing you have security, but it’s really just an illusion.” He paused for a moment, taking a bite of his burger. “But you know, there have been a lot of blessings that came from that. You’d be surprised.”

“From the accident?”

“Oh yeah,” he said. “I learned a lot about myself. I’m much stronger now. I’ve never been happier.”

“Good for you,” I said, stirring some of my mashed potatoes in the tasty tasty gravy. We sat in silence for a while.

“How old are you?” my friend asked eventually. “Forty-eight?”

“Forty-three,” I said.

“Forty-three!” he said. He seemed surprised. “You have a little grey hair there, buddy.” I was dying on the inside, and I wanted to laugh. Nobody’s ever thought I looked older before. Most people think I’m in my thirties.

“You eat paleo, don’t you?” he said.

I laughed. “I try to,” I said, “though I’m not sure fried chicken counts.”

“You should try the Cultured Caveman,” he told me. “It’s a paleo food cart. Also, take a look at Nora Gedgaudas. She wrote a book called Primal Body, Primal Mind. You might like it.”

“Well, I can’t eat any more of that,” I said, pushing my plate aside. “Who am I fooling?”

The bartender was standing right there. “You need to finish that, young man,” he said with mock severity. We all laughed.

My companion and I talked a bit more, and I mentioned that Kim eats paleo too. (In fact, she’s much better at it than I am.) I’d already told my companion that she was familiar with buddhism, and that she knew about Paramahansa Yogananda. He seemed impressed.

“Your girlfriend must be very thoughtful. How old is she?” he asked.

“She just turned forty,” I said. “And she is very thoughtful.”

“You’re lucky,” he said.

“Why’s that?” I asked.

“To meet a woman our age who’s thoughtful is very rare. It’s unusual. It sounds like you found a winner. Don’t screw that up. If she actually believes and adheres to this stuff, it’s like finding a treasure buried under your kitchen floor.”

I nodded in silent agreement. I wanted to ask more — why is it rare to meet a 40-year-old woman who’s thoughtful? — but the conversation moved on. We talked about Tibet, about buddhism, about money, about divorce. We discussed John Steinbeck and Robert Kiyosaki.

“I wish I had unlimited time to read, study, and contemplate,” my friend said. “And to meditate.”

“Me too,” I said. “Me too.”

“I’ve traveled around,” he told me. “I’ve met a lot of thinkers. I knew I’d found the right teacher when he told me, ‘The ultimate goal is to become your own teacher.'”

“I like that,” I said.

We stood to go our separate ways. “You can write about this,” he told me (he’d seen me taking notes), “but please keep me anonymous.”

“I will,” I said. “Thank you.” We shook hands and walked out into the rain.

Zombies and Ghost Stories

With rare exceptions, I’m not a fan the horror genre. It’s a little too real for my tastes. Still, now and then, a little horror can be fun.

This year, Jennifer threw a late party for Kim’s 40th birthday. Because we held the event at the end of October, naturally she chose a funerary theme. For instance, she rented a hearse to transport Kim and me to the celebration:

The hearse that carried us to Kim's 40th birthday party

Brett and Vicki gave us (sort of) spooky masks:

Kim and J.D. celebrate her 40th birthday

And, of course, the cake (a “rice krispie cake”) was shaped like a tombstone:

Kim and Jen mugging it up before cutting the tombstone cake

Last weekend, we joined a couple of dozen other folks to play along in the gym’s second-annual “zombie apocalypse” game. The game involved lots of running for us humans, but the zombies didn’t get much of a workout. I think the zombies had more fun, though. Take a look at Kyra and Kim’s makeup:

Kyra and Kim, zombies
Nobody — not even her boyfriend or family — could tell which zombie was Kim

Kim and Kyra vowed that they were going to “kill” me during the game. I vowed they weren’t. Ultimately, however, Kyra prevailed and I was forced to join the walking dead…

All of this is prelude to the following: Although I’m not a fan of the horror genre in general, I do like ghost stories. Ghost stories are great fun. I like complex novel-length ghost stories (like Wilkie Collins’ wonderful classic, The Woman in White) and I like short, simple ghost stories — like “The Velvet Ribbon”.

When I was a boy, my sister Shelley had “The Velvet Ribbon” on vinyl record. It scared the hell out of me, but I listened to the story over and over. A few years ago, one of my readers sent me an mp3 file of the story. And now, in the age of YouTube, somebody has posted the story online:

Spooky!

If you’d rather read than listen, here’s a text version of the story:

The Velvet Ribbon
by Ann McGovern

Once there was a man who fell in love with a beautiful girl. And before the next full moon rose in the sky, they were wed.

To please her husband, the young wife wore a different gown each night. Sometimes she was dressed in yellow; other nights she wore red or blue or white. And she always wore a black velvet ribbon around her slender neck.

Day and night she wore that ribbon, and it was not long before her husband’s curiosity got the better of him.

“Why do you always wear that ribbon?” he asked. She smiled a strange smile and said not a word. At last her husband got angry. And one night he shouted at his bride. “Take that ribbon off! I’m tired of looking at it.”

You will be sorry if I do,” she replied, “so I won’t.”

Every morning at breakfast, the husband ordered his wife to remove the black velvet ribbon from around her neck. Every night at dinner he told her the same thing. But every morning at breakfast and every night at dinner, all his wife would say was, “You’ll be sorry if I do. So I won’t.”

A week passed. The husband no longer looked into his wife’s eyes. He could only stare at that black velvet ribbon around her neck.

One night as his wife lay sleeping, he tiptoed to her sewing basket. He took out a pair of scissors. Quickly and quietly, careful not to awaken her, he bent over his wife’s bed and

SNIP!

went the scissors, and the velvet ribbon fell to the floor. And

SNAP!

off came her head.

It rolled over the floor in the moonlight, wailing tearfully: “I…told…you…you’d…be…s-o-r-r-y!”

Tonight, I’ll be doing decidedly non-Halloween stuff. If it’s autumn, it must be time to plan next year’s World Domination Summit. The action team will be gathering at WDS HQ to discuss speakers, venues, and more. But when I get home, I’ll spend an hour or so reading ghost stories. Any recommendations?

Permission to Ride

Losing things is one of the hazards of travel.

I’ve heard horror stories of people who have lost their luggage, for example. Or had it lost for them. Last autumn, for example, I was fast asleep in my room in Lima when my roommate arrived.

“Sorry, mate,” Steve announced as he turned on the light. It was 2am. “My plane just got in from Australia, and my luggage isn’t with it.” For the next three weeks, Steve was constantly on the phone with the airline trying to track down his bags. He never found them.

Other times, folks lose things to pickpockets.

Me? I have a tendency to lose things to carelessness. I get distracted and leave things behind.

I did great on my recent trip to Turkey, though. I made it through Denver, two weeks in Turkey, and four days in New York, and I didn’t lose a single thing. Not until the airport, anyhow.

At the TSA checkpoint, I showed my driver license with my boarding pass. I passed through the scanners, gathered my things, and flew to Atlanta. When I went to show my ID at the hotel, my driver license wasn’t there. Crap.

Then, on my last night in Atlanta, I was upstairs in the bar, dancing with the ladies from the Savvy Blogging Summit. I was hot, so I pulled off my sweater (my $180 sweater) and tossed it on a nearby sofa. Not a smart move. Guess where that sweater still is…

This week, my first week back from my trip, I’ve been running all sorts of errands. Top on the list, of course, was obtaining a replacement license.

Oregon motorcycle manualI stopped by the DMV yesterday at lunchtime. I pulled number 116 and looked at the board — they were only up to 79. It was going to be a long wait. I sat down and looked around. There, before me, I saw the Oregon Motorcycle Manual.

“What luck!” I thought. “Don’t I want to get the motorcycle endorsement for my license?” Indeed, I do. I picked up a copy of the manual and started reading.

Much to my surprise, I found out that you can actually get a motorcycle permit in Oregon. That’s right. If you pass a written test, the DMV will give you a motorcycle instruction permit, just like you might get when you’re learning to drive a car. On a whim, I decided that’s what I wanted to do. I looked at the board — they were only up to 84. I began to read as fast as I could.

Forty-five minutes later, I had skimmed the motorcycle manual twice and could answer the practice questions with ease. When they called number 116, I stepped forward, applied for my replacement license and asked to test for the motorcycle permit.

“You want a motorcycle permit?” the woman asked. She seemed skeptical.

“I do,” I said.

And so I took the test. There were 25 questions. I could miss five. Which I did. But in the end, I passed and was awarded the prize:

My motorcycle instruction permit

The thing is, this permit is nearly useless. All it does is let me ride a motorcycle as long as a licensed motorcyclist is riding near me.

In order to get the actual motorcycle endorsement for my license in Oregon, I need to complete a motorcycle rider education course through the one organization in the state that offers them. Without completing this course, I can’t legally ride a motorcycle by myself.

When I showed the permit to Kim, she was baffled. “But you don’t even know how to ride,” she said.

“I know,” I said. I don’t even know how to turn a motorcycle on. The permit is useless, but it’s fun to have. And one of my goals is to actually be able to ride a motorcycle come spring. This winter, I’ll take the motorcycle rider education course, and when the weather warms, maybe I’ll be buzzing around the backroads of Oregon on two wheels.